|
Consumer Rates and
Charges |
|
|
Personal Loan
|
Auto Finance
|
Auto Leasing
|
Education Loan |
| Salaried Person
|
19% |
Up to 3 years 14.5%
More than 3 years 15.5%
Imported Cars 16.5% |
|
13.5% |
| Businessmen
|
22% |
Minimum 14%
Maximum 16.5%
Imported Cars 16.5% |
13.5% |
| Minimum Loan |
Rs. 25,000/- |
Rs. 100,000/- |
Rs. 100,000/- |
Rs. 25,000/- |
| Maximum Loan
|
500,000/- |
Rs 3,000,000/- |
Blanket limit |
Rs. 100,000/- |
| Rates*
|
Floating |
|
|
Floating |
- Six months Kibor rate.
- Rates to be reviewed every 6 months and revised if
KIBOR is increased more than 0.5%.
|
|